First Time Buyers
“The ache for home lives in all of us.” – Maya Angelou
So you are ready to take the leap into homeownership. This is one of the most exciting times of your life, and I would be honored to help you achieve your goals. You will have many questions. I hope you will find the answers here.
Three things to consider before purchasing a home
One of the biggest decisions you’ll make is purchasing a home. And just as important as deciding to buy a home, is the decision of WHEN. When you buy a home, you’re investing in your family and your financial future. Where you live – whether it’s Phoenix, Scottsdale...
Get ahead by setting your financial goals for 2019
I enjoy this time of year. The beginning of a new calendar year means the beginning or renewal of your GOALS. Whether you’re trying to continue your path of healthy living, or, you’re determined to finally set down some roots and purchase real estate in Arizona, 2019...
5 tax deductions every Arizona first-time home buyer should know
Buying a home comes with A TON of benefits. It’s an investment. It’s a source of pride. It’s a place to call home. And, it’ll provide you with some flexibility when April 15 rolls by. As a mortgage educator, I constantly strive to offer my clients the latest and most...
What your real estate agent should know about your mortgage
When you go to purchase a home, you want a real estate agent and loan officer team that has your back 100 PERCENT! Buying a home is a monumental decision that impacts your family and financial future. Since buying a home is so important and personal, I believe it’s...
What is an Amortization Schedule for a home loan?
I get this question all the time from my clients here in the Phoenix area. The mechanism of a mortgage is complex, but it’s vital to understand how it works. My focus as a mortgage educator is to tell you everything you should know to succeed at buying a home,...
How to improve your credit score
I’m optimistic about the younger generation’s future when it comes to protecting their financial health. Unlike any time before, consumers have access to VALUABLE tools and technology that help monitor our spending habits, credit scores and other financial details in...
Why do I need mortgage insurance? Here is your answer!
Some insurances, like the kind that are offered after a big purchase or a car rental, may seem unnecessary. Depending on factors like the strength of your current policies, you may get away by opting out. In the real estate world, and the many transactions and steps...
Getting a Renovation Loan in Arizona
Landing your ideal home doesn’t mean you have to sell your current property and invest in another. It also doesn’t take purchasing a move-in ready home in that prestigious neighborhood slightly outside your budget. With a little imagination and the assistance of a...
VA Loans offer Arizona Veterans a powerful resource to purchase real estate
VA Loans* provide powerful tools our Arizona military families deserve. As someone who grew up in a military family, I have first-hand knowledge of the sacrifice service members are willing to offer for our country. Growing up, I moved around a lot and attended eight...
What Arizona first-time homebuyers need to know about the loan process
You’ve come A LONG WAY since you made the decision to purchase your first home. You’ve been preparing for this moment for a long time, and now it’s finally here. Months and months of planning is part of the process. You’ve reviewed all the big topics, like your new...