Content by Michael Faulkner
What Arizona home buyers should expect in their loan application
Buying a home shouldn’t mean you have to expect the unexpected. My approach as a mortgage educator puts the power of knowledge in YOUR HANDS. While it’s true that purchasing a home and working through the process requires a lot of time and resources, it certainly...
Why you should try to make one extra mortgage payment per year
“A penny saved is a penny earned.” While a penny is an insignificant amount of money, the habit of saving is a big deal. The same can be said about the way you pay for your mortgage. One payment out of the many you promised to make over the 30-year life of your loan...
Three things to consider before purchasing a home
One of the biggest decisions you’ll make is purchasing a home. And just as important as deciding to buy a home, is the decision of WHEN. When you buy a home, you’re investing in your family and your financial future. Where you live – whether it’s Phoenix, Scottsdale...
Get ahead by setting your financial goals for 2019
I enjoy this time of year. The beginning of a new calendar year means the beginning or renewal of your GOALS. Whether you’re trying to continue your path of healthy living, or, you’re determined to finally set down some roots and purchase real estate in Arizona, 2019...
5 tax deductions every Arizona first-time home buyer should know
Buying a home comes with A TON of benefits. It’s an investment. It’s a source of pride. It’s a place to call home. And, it’ll provide you with some flexibility when April 15 rolls by. As a mortgage educator, I constantly strive to offer my clients the latest and most...
What your real estate agent should know about your mortgage
When you go to purchase a home, you want a real estate agent and loan officer team that has your back 100 PERCENT! Buying a home is a monumental decision that impacts your family and financial future. Since buying a home is so important and personal, I believe it’s...
What is an Amortization Schedule for a home loan?
I get this question all the time from my clients here in the Phoenix area. The mechanism of a mortgage is complex, but it’s vital to understand how it works. My focus as a mortgage educator is to tell you everything you should know to succeed at buying a home,...
How to improve your credit score
I’m optimistic about the younger generation’s future when it comes to protecting their financial health. Unlike any time before, consumers have access to VALUABLE tools and technology that help monitor our spending habits, credit scores and other financial details in...