(480) 656-5751 michael.faulkner@apmortgage.com
Lending in CA and AZ only
Lending in CA and AZ only


“Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.” – Warren Buffett

Are you losing money on your mortgage payment because you could be paying less? You aren’t alone. Now may be the right time for you to refinance, and you have some options:

  • Refinancing to Lower Your Payment
  • Cash Out Refinance

5 qualities to look for in your real estate agent

Deciding to buy a home is one of many big decisions you’ll make on your path to homeownership. From selecting your future Arizona neighborhood to finding a financial mortgage plan that fits your budget and long-term planning, there’s a lot to think about at each step....

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5 ways to invest your tax refund

Tax season has nearly come and gone – but the savvy consumer will not let their tax refund disappear as quickly. As individuals navigate the changing landscape to the tax code, they may be wondering how to make the most out of their refunds. Regardless of how much...

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4 tips for a fast mortgage closing in the Phoenix area

Time is absolutely of the essence, especially for those who’ve decided to buy a home. The mortgage process is complex, and there are several significant steps that can be successfully taken to get the deal done and done on YOUR SCHEDULE. In a competitive market and...

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Homeownership is possible after bankruptcy

There is life after bankruptcy. In fact, it can be as normal as your life before it. Don’t let bankruptcy deter your goals of owning a home of your own. Yes, it will be challenging to bounce back from this major financial event. Like most things though, time heals....

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5 ways investing in real estate makes you money

A lot can happen in one, two or five years. After buying a home, a lot can happen in even a shorter amount of time. That’s because buying a home brings so much JOY and great financial OPPORTUNITIES. With that said, I’m sharing with you five ways in which buying a...

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Why you should try to make one extra mortgage payment per year

“A penny saved is a penny earned.” While a penny is an insignificant amount of money, the habit of saving is a big deal. The same can be said about the way you pay for your mortgage. One payment out of the many you promised to make over the 30-year life of your loan...

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