(480) 656-5751 michael.faulkner@apmortgage.com
Lending in CA and AZ only
Lending in CA and AZ only


“Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.” – Warren Buffett

Are you losing money on your mortgage payment because you could be paying less? You aren’t alone. Now may be the right time for you to refinance, and you have some options:

  • Refinancing to Lower Your Payment
  • Cash Out Refinance

Three things to consider before purchasing a home

One of the biggest decisions you’ll make is purchasing a home. And just as important as deciding to buy a home, is the decision of WHEN. When you buy a home, you’re investing in your family and your financial future. Where you live – whether it’s Phoenix, Scottsdale...

read more

Get ahead by setting your financial goals for 2019

I enjoy this time of year. The beginning of a new calendar year means the beginning or renewal of your GOALS. Whether you’re trying to continue your path of healthy living, or, you’re determined to finally set down some roots and purchase real estate in Arizona, 2019...

read more

What your real estate agent should know about your mortgage

When you go to purchase a home, you want a real estate agent and loan officer team that has your back 100 PERCENT! Buying a home is a monumental decision that impacts your family and financial future. Since buying a home is so important and personal, I believe it’s...

read more

What is an Amortization Schedule for a home loan?

I get this question all the time from my clients here in the Phoenix area. The mechanism of a mortgage is complex, but it’s vital to understand how it works. My focus as a mortgage educator is to tell you everything you should know to succeed at buying a home,...

read more

How to improve your credit score

I’m optimistic about the younger generation’s future when it comes to protecting their financial health. Unlike any time before, consumers have access to VALUABLE tools and technology that help monitor our spending habits, credit scores and other financial details in...

read more

Why do I need mortgage insurance? Here is your answer!

Some insurances, like the kind that are offered after a big purchase or a car rental, may seem unnecessary. Depending on factors like the strength of your current policies, you may get away by opting out. In the real estate world, and the many transactions and steps...

read more

Getting a Renovation Loan in Arizona

Landing your ideal home doesn’t mean you have to sell your current property and invest in another. It also doesn’t take purchasing a move-in ready home in that prestigious neighborhood slightly outside your budget. With a little imagination and the assistance of a...

read more