https://www.youtube.com/watch?v=Q75ZkI-UDyE I've been working with the home loan education experience for about 15 years now. During that time I've studied the housing market, what buyers are looking for, how other lenders fail home buyers. My goal has always been...

https://www.youtube.com/watch?v=-_LpebCRPA4 I get a lot of calls from people asking about interest rates and why they're going up. It's important to align yourself with a lender that can give you the reasons why home mortgage interest rates are going up. What I always...

https://www.youtube.com/watch?v=GGgFsJEnqB0 This is a great loan product and a hot topic right now. This is for a buyer who is trying to buy a house in a market that is short inventory. It allows you to buy a house and remodel it at the same time that you purchase it....

https://www.youtube.com/watch?v=oXGgIjWy4Y8 This is my second video for VA loan products. I have a special place in my heart for vets-- Hello vet community! This is for any vets in the market place looking to buy with their VA entitlement. I talk to so many vets out...

https://www.youtube.com/watch?v=ia9jA8D9pbM This video is for the buyer that is having a hard time saving. The buyer that has a job. The buyer that has decent credit. The buyer that is doing well but is struggling to get their down payment together. Most of these...

https://www.youtube.com/watch?v=Q8ETSMMFUyc I really think this is a great topic and you guys should be doing research here. Who is doing your loan matters. When you're a consumer in the marketplace and you're trying to find the best lender out there obviously you...

https://www.youtube.com/watch?v=bkW1RFOAdQE In school they didn't ever teach much about financial statements, money, or debt. I certainly know they didn't talk about obtaining loans to buy real estate whether it's your primary residence, your secondary home, or your...

https://www.youtube.com/watch?v=QQiVWRCGRrc I'm excited to introduce a new product for those seeking a jumbo mortgage loan. The specialty loan is designed for the luxury buyers and here’s how it works.

https://www.youtube.com/watch?v=v8fY09M2Vz4 All right this one is probably one of the most important topics out there. Qualify vs underwriting approval. I'll stress this one again --there is a difference between pre-qual and underwriting. Let's talk about the...

https://www.youtube.com/watch?v=AevWrB5FR8U Rate and term refinance is not just a way to lower your rate on your home mortgage. In fact, there are six powerful options that you should be thinking about when you do a rate and term refinance.

https://www.youtube.com/watch?v=hH2Bjx-gGcQ As you begin to shop for a loan, it’s important to do a little research first. Follow these general guidelines so you can put yourself in a great situation to make the best decision on what lender to partner with before you...

https://www.youtube.com/watch?v=cRM_LJSVigg I've had a lot of people ask me what I was doing prior to 2004, and my job here in mortgage banking. I thought I would share some of my personal background about where I got my start in coaching and helping people. After I...

https://www.youtube.com/watch?v=IS4VfLNKLSk Whenever you're buying residential real estate there's three different types of lenders you can choose from to make your purchase. There's traditional lenders; wall street banks, (big banks), which are depository...

https://www.youtube.com/watch?v=syBDHPnmy0c A lot of people ask me why I'm so focused on educational mortgage content on my website and in conversations. There’s really two reasons I do this, and the number one reason I try to share educational information is because...

https://www.youtube.com/watch?v=42Y4aYtB5xk Everyone's asking me about what our down payment assistance program is all about! There's so many people out there that have a hard time saving up for a down payment so this assistance program is a really great option....

https://www.youtube.com/watch?v=rJJkEcUxpfc VA loans are one of my favorite loan products! I grew up a military brat and between kindergarten and 12th grade I went to eight different schools that spanned across three different states, and one different country,...

https://www.youtube.com/watch?v=SH2ttf1OLvw Whether you're buying a house or refinancing—you will have closing costs. I think it's also important to know that there's about four or five different categories of closing costs out there. Key point to keep in mind is that...

https://www.youtube.com/watch?v=XUtpv9wo_xs Everyone wants to know about interest rates! The most important aspect isn't necessarily the interest rate itself, but what determines your interest rate. There's three components that make up your interest rate, however the...

https://www.youtube.com/watch?v=8WROXGRLQjQ We offer all loan products that are available; conventional, Fannie Mae, Freddie Mac, Veteran Assistance (VA), Federal Housing Administration (FHA), Jumbo, United States Department of Agriculture (USDA) loans and more. We...

https://www.youtube.com/watch?v=_pp2i0aeNG4 I've had hundreds of people contact me about these investor loans. This loan is for the investor that's looking for cash flow and net worth. It's also a loan that works for an investor that likes to invest in other assets...

https://www.youtube.com/watch?v=BBzNIxzAIVE When you have equity in your home it gives you the ability to refinance and pull cash out to help you do a debt consolidation loan, pay for remodeling, buy an asset, pay for college or start a new business. Whatever your...

https://www.youtube.com/watch?v=OAa0tINUo5c When you meet a home mortgage lender, it's critical that you interview them and ask lots of questions BEFORE you choose to work with them. If you're a first-time home buyer I think your greatest challenge is that you won't...